I have now been saved twice by this...

 If you haven't the time to see it, it's a kind of horse airbag. It's a thin gilet type jacket which inflates in a tenth of a second as you...er...leave the saddle. It's brilliant. This morning, I landed from a considerable height (the horse had leapt in the air) onto a hard gravel drive, and was protected like Michelin man. Okay, so it hurt, and I'm sore, but otherwise I'm fine. I wouldn't be without this.

    
And the horse? We're not speaking at the moment, so I wouldn't know.